QIB profit growth reached 5.3% in the first half of 2025, according to the financial results announced by Qatar Islamic Bank (QIB). The bank reported a net profit of QR2.175 billion for the six-month period ending June 30, 2025. This marks an increase from QR2.065 billion during the same period last year.
Basic earnings per share rose to QR0.92, up from QR0.87 in H1 2024. The QIB Board has approved an interim cash dividend of QR0.40 per share. This represents 40% of the nominal share value and is pending final approval from the Qatar Central Bank. Eligible shareholders on July 24, 2025, will receive the dividend.
Total assets increased significantly to QR212.1 billion by June 30, 2025. That’s a 5.6% rise from December 2024 and a 10.3% increase year-on-year. The boost came mainly from higher financing and investment activity.
Financing assets reached QR130.8 billion, reflecting a 4.4% gain since December and 3.1% growth compared to last year. Investment securities stood at QR60.1 billion, jumping 13.4% since December and 21.9% year-on-year.
Customer deposits also rose. QIB reported QR135 billion in deposits at the end of June, up 8.0% from December 2024 and 10% from the previous year. The bank’s finance-to-deposit ratio was 96.8%, one of the lowest among Qatari banks, showing solid liquidity management.
Total income for the first half of 2025 was QR5.64 billion, slightly up from QR5.61 billion in the first half of 2024. Net income from financing and investing activities reached QR5.13 billion.
Operating expenses totaled QR537.7 million during the period. Thanks to efficient cost controls, QIB’s cost-to-income ratio dropped to just 16.4%, the lowest in Qatar’s banking sector.
Shareholders’ equity also grew. It stood at QR28.1 billion at the end of June 2025, up 3.4% from December and 9.2% from the same time last year.
QIB profit growth reflects the bank’s strategic focus on financing, deposits, and disciplined cost management. This steady performance confirms QIB’s position as a leader in Qatar’s Islamic banking sector.
With growing assets and rising shareholder returns, QIB profit growth continues to show resilience in a competitive financial market.
