Dukhan Bank profit rose by 3.5% to reach QR811.3 million during the first half of 2025. The bank announced its strong financial results for the period ending June 30, 2025, highlighting steady growth despite global challenges.
The increase in Dukhan Bank profit reflects the success of its strategic initiatives and a focus on revenue diversification. Net banking income climbed by 6.2%, supported by the bank’s efforts to strengthen non-profit income streams. Additionally, the bank managed funding costs effectively, which provided further support to income growth.
Operational efficiency remained a priority, and the bank continued to optimize processes to boost overall profitability. As a result, Dukhan Bank profit showed resilience and the ability to sustain growth in a dynamic environment.
Total assets reached QR118.3 billion by June 2025, marking a 3.5% rise compared to the same period last year. Financing assets dominated the asset mix, totaling QR85.8 billion and representing 72.6% of total assets. Investment securities stood at QR23.2 billion, accounting for 19.6% of the total.
Furthermore, the financing portfolio expanded steadily, aligning with the bank’s strategy to grow its market presence while maintaining disciplined capital allocation. The focus remained on asset quality rather than volume, which ensured prudent risk management.
Dukhan Bank profit benefited from improved credit risk discipline. The non-performing loan (NPL) ratio decreased to 4.5% in June 2025 from 5.2% in June 2024. Meanwhile, the Stage 3 coverage ratio increased to 74.3%, highlighting robust risk mitigation efforts.
On the funding side, Dukhan Bank continued to diversify and strengthen its funding base. The bank maintained a healthy liquidity position, with a regulatory loan-to-deposit ratio of 100%. Both the Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) stayed above regulatory requirements throughout the period.
Total equity reached QR15.2 billion, and the Capital Adequacy Ratio (CAR) improved to 18.3%. This strong capital position exceeded Qatar Central Bank’s minimum requirements and Basel III standards, supporting future growth plans.
Reflecting its solid performance, Dukhan Bank’s Board of Directors decided to distribute interim dividends of 8% of the nominal share value, equal to QR0.08 per share. The interim dividend remains subject to regulatory approval and will be payable to shareholders as of the close of trading on July 17, 2025.
Overall, the rise in Dukhan Bank profit demonstrates the bank’s commitment to growth, operational excellence, and delivering value to shareholders.
